POLICY EXCESS
Cancellation, Curtailment, Holiday
Abandonment and Loss of Deposit for holidays
up to and including 3 days £NIL. For
holidays over 3 days Loss of Deposit excess
£15.00 each and every loss. For holidays
over 3 days excess £50.00 each and every
loss for Cancellation, Curtailment and
Holiday Abandonment. Medical and Other
Expenses, Additional Travelling Expenses -
United Kingdom Personal Property and Money
excess £30.00 each and every incident per
Insured Person.EXCESS
WAIVER OPTION
The excesses above can be reduced to
Zero if you decide to take out the excess
waiver option. This is available at an
additional premium but can only be purchased
at the time of booking. Please make sure you
advise us that this option is required.
IMPORTANT – HEALTH
CONDITIONS APPLYING TO ALL TRAVEL
DESTINATIONS
If you are travelling in
England, Scotland, Wales or Northern Ireland
and can answer NO to questions 1-3 and YES
to question 4, immediately below, it will
not
be necessary for you to
complete a Self Declaring Medical Form. The
Standard Policy Terms, Conditions and
Exclusions shall apply.
Applying to all areas
It is a condition that at the time of
taking out this policy and between that time
and your departure you must comply with each
of the following:
1) You are not aware of any
reason why the trip should be cancelled or
cut short
2) You are not travelling:
a) against the advice of a medical
practitioner
b) for the purpose of obtaining medical
treatment, or
c) if you have been given a terminal
prognosis
3) You are not receiving or
awaiting treatment for an illness or injury
as a hospital day case or in-patient, as any
claim arising from this injury will not be
covered.
4) if you are on medication
at the time of travel, your medical
condition is stable and well controlled
In addition if you are
travelling outside England, Scotland, Wales
and Northern Ireland, the following
additional conditions will apply:
You must notify the Issuer
of this policy immediately of any of the
conditions listed below arising between the
date the policy is issued and the time of
departure of the trip. We must be informed
of any fact which is likely to influence us
in the acceptance, assessment or continuance
of this insurance. Failure to do so may
invalidate this insurance, leaving you with
no right to make a claim.
1) If you have received
medical treatment as a hospital day case,
in-patient or out-patient during the six
months prior to the booking of the trip, you
must obtain from a medical practitioner at
your cost confirming that you will be fit
enough to take the trip.
2) if you are undergoing
medical treatment as a hospital out-patient
at the date the final balance of the trip is
due to be paid, a certificate of fitness
confirming your ability to travel must be
obtained by you at your cost.
The Policy contains the
following General Exclusions:
You are not covered for
anything caused directly or indirectly by
you suffering from stress, anxiety or
depression unless it has been investigated
and diagnosed as such by a Consultant
specialising in the relevant field, who must
confirm in writing at your cost that you are
fit enough to take this trip.
COOLING OFF PERIOD
You should read your policy immediately
to ensure it meets with your requirements.
If for any reason it does not it must be
returned to the issuer of the policy within
14 days of the date of issue or prior to
travel whichever is the sooner. Your money
will be refunded in full, provided no claims
have been made or incident likely to give
rise to a claim has arisen. If you cancel
your policy after 14 days no refund will be
given.
Please note our Holiday
Travel Insurance Scheme is only available to
United Kingdom Residents.
Woods Reisen Ltd. trading as Woods
Coaches Ltd. are an Appointed Representative
of ITC Compliance Limited who are authorised
and regulated by the Financial Services
Authority.